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Qualifications: Anne D. Murray

Anne is a Certified Residential Appraiser with over 20 years experience in a wide variety of areas including multi-family, REO/Foreclosures, appraisals for investment value, real estate tax certifications, and Ad Valorem tax appeal cases. Anne’s leadership qualities led her to supervisory positions where she was responsible for instituting training programs and developing novice appraisers.  Located in Chardon, Anne provides us with a strong local presence for Ashtabula, Lake, and Geauga counties.



Licensure:
State Certified Residential Appraiser


Professional Affiliations:
Associate Member of the Appraisal Institute


Professional Summary:

Appraiser with 20 years experience in residential appraisal and related fields specializing in mortgage appraisal for residential properties including luxury class single-family residences and multi-family properties. Geographical areas include Cuyahoga, Ashtabula, Lake, and Geauga Counties.

Past experience as an appraiser for Nationwide REAS in Cleveland . My appraisal territory consisted primarily of the City of Cleveland’s west side, including areas of Ohio City, Tremont, Old Brooklyn, Edgewater and West Park.  My Cleveland area experience was extensive in the appraisal of multi-family properties, REOs, foreclosures and appraisals for Investment Value.

Prior to Cleveland, I specialized in real estate tax certification appraisals in Long Island, New York and represented Nassua County for Ad Valorem tax appeal cases. Additional appraisal assignments included mortgage and court ordered appraisals for luxury class residences, which included waterfront properties in all areas of Long Island. I also served as a Small Claims Assessment Review Officer for Suffolk and Nassua Counties, deciding tax valuations for disputed cases.

Throughout my career I have held supervisory positions responsible for instituting
training programs and developing novice appraisers. Achievements in training include implementing an appraisal trainee program for the Town of Southampton, Long Island, New York that graduated four novice appraisers in a two-year period with appraiser licenses and certification.



Education:

American Real Estate School, Hauppauge NY
Introduction to Real Estate Appraisal – 1995
Valuation Principles and Procedures – 1995
Ethics and Standards of Professional Practice – 1995
Applied Residential Property Valuation – 1998
Introduction to 1 to 4 Family Income Capitalization – 1998

Appraisal Education Network, Long Island NY
HUD Certification Workshop – 1996

Columbia Society of Appraisers, Mineola NY
Opportunities for Appraisers – 1997

National Association of Independent Fee Appraisers, Cleveland OH
Introduction to Historic Appraising – 1999
Fair Lending Requirements – 2001
ANSI Standards for GLA Calculations – 2001
Home Inspections – Common Defects in Home – 2002
Marshall and Swift Cost Review – 2002
Appraising Proposed Homes – 2002
Fair Housing – 2004

Ohio Association of Realtors, Columbus OH
Sales Comparison Approach – 2000

Appraisal Institute, Northern Ohio Chapter, Hudson, OH
FHA Inspections From the Ground Up – 2000

Appraisal Institute, Northern Ohio Chapter, Cleveland OH
15 Hour USPAP – 2003
Introduction to Income Capitalization – 2004

Appraisal Institute, Cardinal Chapter, Toledo OH
7 Hour USPAP Update – 2004

Appraisal Institute, Northern Ohio Chapter, Hudson OH
Effective Appraisal Writing – 2005

Appraisal Institute, Mahoning Valley Chapter, Youngstown OH
Professional’s Guide to the URAR - 2005

Appraisal Institute, Northern Ohio Chapter, Hudson OH
7-Hour USPAP Update – 2006

Ohio Association of Realtors, Columbus OH
Critical Review of Your Appraisal Reports – 2006

McKissock Real Estate and Appraisal School, Zanesville, OH
The Cost Approach – 2007

National Society of Real Estate Appraisers
FHA/HUD In-depth Study – 2008

Appraisal Institute, Northern Ohio Chapter, Hudson OH
Guide to FHA Appraisal, 1004MC, HVCC Update – 2009

On-Line Appraisal Institute, Chicago IL
Appraising Manufactured Housing – 2009

On-Line Appraisal Institute, Chicago IL
FHA and the Appraisal Process - 2009




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